• (808) 489-1067
  • support@infinitefinancial.com
  • 1059 12th Avenue Unit A Honolulu, HI 96816
  • Monday Wednesday and Friday | 2:00 - 5:00PM
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Secure Your Financial Future
with Expert Guidance

We help Hawaii homeowners and families plan and achieve their goals through real estate solutions, high-return, and low-risk investment strategies. Take control of your financial future with confidence.

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NMLS Licensed • Hawaii-based advisors • Trusted by homeowners & families across Hawaii

Loan Process

Your step-by-step journey​

Loan Programs

Financing options that fit​

Checklist

Be fully prepared

Glossary

Mortgage terms explained

Mortgage News

Latest market insights

Contact Us

Let’s talk today

Welcome to Infinite Financial !

Your Trusted Partner for Mortgages

Welcome to Infinite Financial, your expert guide in mortgages. Our dedicated team takes pride in offering exceptional service and creating customized solutions tailored to your unique needs. Whether you’re a first-time homebuyer, an experienced investor, or seeking to grow wealth through high-return, low-risk strategies, we simplify the complex to help you achieve your financial goals.

With a deep understanding of industry trends and a commitment to empowering you, we provide innovative tools and expert knowledge to guide your decisions. From achieving homeownership to building wealth and securing your future, we are here to help you every step of the way.

Infinite Financial is more than a service provider we’re your lifelong partner. We take the time to understand your aspirations, develop personalized strategies, and offer ongoing support and communication to ensure your success. Explore our website to learn more about how we can help you plan, achieve, and secure your financial future.

At Infinite Financial, the possibilities are endless, and your dreams are within reach.

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WHY CHOOSE INFINITE FINANCIAL?

✔     Best products to suit customer’s needs

✔     Think outside the box

✔     Fast closings (lender dependent) – As little as 2 weeks

✔     Appraisal waivers

✔     Best rates/terms or match other lenders

✔     No overlays Can close loans in buildings others can’t

✔     Broker locally and nationally

✔     Extra level of service can help close deal

✔     Help customers with credit to qualify or get a better rate

OUR SERVICES

Mortgage Products

Tailored financing solutions for first-time buyers, homeowners, and real estate investors.

Explore Options

We’ve got an entire team dedicated
to supporting you and your business

Connect with our Loan Officer Contact Us
Li LiLoan Officer | NMLS ID: 578070
Rich ChavezLoan Officer | NMLS ID: 1527359
Henedina JessopLoan Officer | NMLS ID: 1854626
Roberto ProttiLoan Officer | NMLS ID: 357752
Darcy AllenOperations Manager
Duncan Hsia Owner and President
NMLS ID: 998053
Cydney GrayGeneral Manager
NMLS ID: 1212298
Justin AkunaLoan Officer | NMLS ID: 1200554
Kristina SteuerLoan Officer | NMLS ID: 1947070
Brian UchidaLoan Officer | NMLS ID: 657307
Peter GrossmanLoan Officer | NMLS ID: 1988529
Mitz Delos ReyesMortgage Loan Assistant
Jhet DeleonMortgage Loan Assistant
Joann CabantuanVirtual Assistant
Hjerbe IdnayVirtual Assistant
People are saying
See more reviews:
Z
“
Duncan is so professional, patient, flexible, and very knowledgeable! He was able to get us a lender that was able to finance our home purchase. He succeeded and now we are home owners! 🏠🥰🤩🎉 ...
Cathy
Zillow Review
“
Having trouble finding a lender? Fret no more. Infinite Financial is there to help you.Two lending companies immediately approved my husband and me until we encountered a roadblock. And that roadblock was an insurance...
Malou P.
Yelp Review
“
Duncan and his staff did an excellent job for me. It was no nonsense and they expedited me through the process....or maybe that's just the way they normally do business. At any rate, it was a great experience and I highly recommend him.
Yvette S.
Google Review
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Loan Process

Your Home Loan Journey in Hawaii

Buying or refinancing a home in Hawaii comes with unique considerations from island-specific property types to local regulations. Our loan process is designed to be simple, transparent, and supportive every step of the way.

What to expect:

  • Initial consultation & pre-qualification

  • Review of income, credit, and property details

  • Loan application & document submission

  • Underwriting & approval

  • Closing & funding

We guide you clearly through each phase so you can move forward with confidence no surprises, no pressure.

Start Your Loan Journey
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Loan Programs

Mortgage Options Available in Hawaii

Hawaii’s housing market is diverse, and so are your financing options. We help you explore loan programs that fit your goals whether you’re buying your first home, refinancing, or investing.

Available programs may include:

  • Conventional loans

  • FHA & VA loans

  • Jumbo loans for higher-value properties

  • Refinance & cash-out options

  • Investor & second-home loans

We’ll help you understand which option best aligns with Hawaii’s market conditions and your long-term plans.

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Checklist

Be Prepared for Your Hawaii Mortgage

Preparation is key especially in Hawaii’s competitive real estate market. Having your documents ready can help streamline approvals and avoid delays.

Commonly required items:

  • Valid government ID

  • Recent pay stubs or income verification

  • Tax returns and W-2s

  • Bank statements

  • Property information (if applicable)

We’ll provide guidance on what you need and when so you’re always one step ahead.

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Glossary

Mortgage Terms Explained Simply

Mortgage terminology can feel overwhelming, especially if you’re new to the process. Our glossary helps break down common loan terms in clear, everyday language.

You’ll learn about:

  • Interest rates & APR

  • Escrow accounts

  • Closing costs

  • Loan-to-value (LTV)

  • Points, fees, and amortization

Understanding the language puts you in control of your financial decisions.

Learn the Terms
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Mortgage News

Hawaii Mortgage & Market Updates

Stay informed with timely updates on Hawaii’s real estate and mortgage landscape. Market shifts, rate trends, and local insights can directly impact your buying or refinancing strategy.

We monitor:

  • Interest rate movements

  • Hawaii housing market trends

  • Policy or lending guideline changes

  • Opportunities for homeowners & buyers

Knowledge is power especially in a dynamic market like Hawaii.

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Contact Us

Let’s Talk About Your Hawaii Home Goals

Have questions or ready to take the next step? We’re here to help whether you’re just exploring options or preparing to apply.

📍 Serving homeowners and buyers across Hawaii
📞 Personalized guidance, no obligation
🤝 Clear, honest communication every step of the way

Reach out today and let’s talk about what’s possible for you.

Schedule a Consultation