Greetings, Everyone!

It’s been a pleasure working with you, and we truly look forward to continuing our partnership in the future.

While the past couple of years in the mortgage market have presented some challenges, we’re optimistic about the upcoming years, with mortgage rates expected to trend lower. Stay tuned for my 2025 predictions at the end of the year!

This week, the revised 2025 conforming loan limits were announced, and we now have the ability to offer conventional and conforming VA loans up to $1,209,750 for 1-unit properties statewide. For multi-unit properties, the limits are $1,548,975 for 2 units, $1,872,225 for 3 units, and $2,326,875 for 4 units. These higher limits will make it easier for more buyers to qualify for increased property prices, especially as mortgage rates trend lower.

We also continue to close loans for borrowers and properties that other lenders can’t. With our wider variety of products and innovative solutions, we’re able to make deals work—even for condos with insufficient master hurricane insurance or with litigation issues.

Additionally, with the stock market hitting record highs and the potential for a recession, I’m offering high-return, low-risk investment opportunities outside of real estate. As a fiduciary financial advisor, I can help you safely grow your wealth and secure your financial future.

Wishing you a wonderful day!