Mortgage Products
See which loan program is best suited for you and your family.
All Mortgage Products
Conventional Loans
The most common and widely recognized mortgage option, ideal for many homebuyers starting their journey.
Home Equity Line of Credit
A revolving line of credit that allows homeowners to borrow against the equity in their home.
Jumbo Loans
Designed for high-value homes that exceed conventional loan limits set by the FHFA.
Portfolio Loans
Loans held directly by the lender, offering flexible terms beyond traditional guidelines.
Reverse Mortgage
A financial solution for homeowners aged 62 and older to convert home equity into cash.
Commercial Loans
Financing solutions tailored for business owners and commercial real estate projects.
No Income Doc Loans
Secure financing without traditional income verification such as W-2s or tax returns.
Hard Money Loans
Asset-based loans offered by private lenders, focused on property value rather than credit.
Zero-Down Portfolio Loans
Purchase high-value properties with no down payment required, up to $1 million.
Government Loans
VA Loans
VA (Veterans Affairs) Loans are expressly for current and veteran service members – and eligible spouses – looking to purchase or refinance a home.
FHA Loans
FHA Loans have no income limits, but require a 3.5% minimum down payment and a maximum loan amount of $770,500 on Oahu in 2023 for a one-unit property.
USDA Loans
USDA loans are part of the Rural Development program and they offer mortgages for rural homebuyers with no down payment
required.
Non QM Loans
Bank Statement Loans
This loan allows self-employed individuals or business owners to qualify for a loan based on their bank statements rather than traditional income verification methods.
1099 Loans
1099 loans are tailored for individuals who earn income as independent contractors or freelancers and receive 1099 forms for income reporting.
DSCR Loans
DSCR loans are specialized mortgage loans tailored for real estate investors who earn rental income from their investment properties.
Bridge Loans
Bridge loans are short-term loans designed to provide temporary financing to bridge the gap between the purchase of a new property and the sale of an existing property.